Whole Life

What is Whole Life Insurance?

With whole life insurance, you’re covered for as long as you live. No need to worry about your premiums increasing; they’re set for the life of your policy.

In addition to a guaranteed death benefit upon your passing, there are living benefits you may have access to while living. Your cash value account can build over time on a tax-deferred basis.

Benefits of Whole Life Insurance

• Lifetime Coverage: Guaranteed coverage for your entire life as long as premiums are paid.
• Fixed Premiums: Premiums remain the same throughout the life of the policy.
• Cash Value: Accumulates cash value over time that you can borrow against or withdraw.
• Tax Advantages: Cash value grows on a tax-deferred basis.
• Guaranteed Death Benefit: Provides financial security for your loved ones upon your passing.

Why Choose Smart Steps for Whole Life Insurance?

• Personalized Service: We help you choose the right coverage amount based on your needs.
• Expert Guidance: Our experienced professionals provide knowledgeable advice throughout the process.
• Competitive Rates: We offer affordable premiums without compromising on coverage quality.
• Client Support: Ongoing support to manage your policy and make adjustments as needed.